![]() ![]() Credit Services: enables clients to make better informed lending decisions, and to make it easier and faster for their customers to obtain financing.Įxperian is a partner in the UK govt's Verify ID system, ref and the USA's USPS Address Validation. ![]() Individuals: operates 19 consumer credit bureaus, and maintains information on nearly 800m citizens.īusiness: operates 13 business credit bureaus, and maintains information on ~99m businesses. 9.8%: Marketing services: creation and operation of declarative and behavioral information bases (mailing addresses, e-mail addresses, telephone numbers, social-professional category, age, consumer preferences, etc.).Įxperian offers a host of products, every single one of which monetarises your data, which it has taken without asking.14.3%: Decisional analysis: a set of tools for use in interpreting information provided by databases, and for making the best decisions in the areas of credit risk management, protecting against fraud, etc.19.9%: Interactive transaction management.56%: Customer risk control: supply of solutions for collecting, monitoring, processing, and archiving information provided by loan applicants.Operations cover 37 countries, with sales in North America (59%) UK and Ireland (17%) Latin America (15%) Europe/Middle East/Africa/Asia/Pacific (9%). The group specialises in providing information services to businesses, administrations, and individuals by collecting and aggregating information on over 1bn people and businesses it is one of the "Big Three" credit-reporting agencies, alongside Equifax and TransUnion. 3.2.2 Commercial Credit (Nottingham) LtdĮxperian is a consumer credit reporting agency, based in Dublin, Ireland. ![]()
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