![]() ![]() Credit Services: enables clients to make better informed lending decisions, and to make it easier and faster for their customers to obtain financing.Įxperian is a partner in the UK govt's Verify ID system, ref and the USA's USPS Address Validation. ![]() Individuals: operates 19 consumer credit bureaus, and maintains information on nearly 800m citizens.īusiness: operates 13 business credit bureaus, and maintains information on ~99m businesses. 9.8%: Marketing services: creation and operation of declarative and behavioral information bases (mailing addresses, e-mail addresses, telephone numbers, social-professional category, age, consumer preferences, etc.).Įxperian offers a host of products, every single one of which monetarises your data, which it has taken without asking.14.3%: Decisional analysis: a set of tools for use in interpreting information provided by databases, and for making the best decisions in the areas of credit risk management, protecting against fraud, etc.19.9%: Interactive transaction management.56%: Customer risk control: supply of solutions for collecting, monitoring, processing, and archiving information provided by loan applicants.Operations cover 37 countries, with sales in North America (59%) UK and Ireland (17%) Latin America (15%) Europe/Middle East/Africa/Asia/Pacific (9%). The group specialises in providing information services to businesses, administrations, and individuals by collecting and aggregating information on over 1bn people and businesses it is one of the "Big Three" credit-reporting agencies, alongside Equifax and TransUnion. 3.2.2 Commercial Credit (Nottingham) LtdĮxperian is a consumer credit reporting agency, based in Dublin, Ireland. ![]()
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![]() That’s a decent savings of 33% off the regular price of $149. Get the MasterWriter 2-Year License (Creative Writer Version) on sale for only $99. If you’re ready to take your creative writing skills to the next level, don’t wait to grab this limited-time offer. Given an impressive 4.5/5-star rating on TrustPilot and used by professional writer and producer of the hit show Criminal Minds, James Clementine, MasterMind isn’t going to write your copy for you, but it is going to work with your mind and imagination to make great things happen. If you’re looking for a better description word to capture your audience’s attention, you’ll find it here with ease.īut the great tools don’t stop there, also included are Phrases, Synonyms, Rhymes, Definitions, Metaphors, Similes, Onomatopoeia, Idioms, Oxymorons, Allusions, Alliterations, a searchable Bible, Pop Culture, Intensifiers (a unique collection of intense descriptive words), and so much more. 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Amid the growing crisis of trust, it can at least help provide a viable business model for credible, newsroom-based journalism that some fear is dying.” 4 Trust in quality journalism is going up – as are the subscriptions from people shelling out to guarantee access to unbiased information.īut bots and actors intent on interfering on a world stage won’t limit their manipulation to politics – business will also be seen as fair game. As Michael Stutchbury of The Australian Financial Review, points out, “Fake news can make old media great again. Moreover, the recent proliferation in fake news has led to an increased interest in quality journalism and publishing integrity. Do we live in a social media echo chamber where our confirmation bias is always confirmed? The jury is out on the extent, 3 but that society is asking the question is a step in the right direction. A renewed interest in the transparency of communication channels is not a bad thing. It might be tempting to ignore fake news as a political problem in which the impacts are restricted to echelons higher than the world of business.Īnd in some ways, fake news has had a positive influence. ![]() 2 It isn’t that people want to spread rumours, more that our human nature can make us more susceptible to believing juicier content. A study by MIT found that tweets containing misinformation go viral more than factually correct tweets, in some cases spreading six times faster and reaching tens to hundreds of thousands more. False news spreads faster than the truth, but it isn’t necessarily due to nefarious intentions. Third, we have unintentionally fake news. Propaganda and biased news is the result of unscrupulous reporting, or politically-aligned publishers. This is not new in any way, shape or form. The second type is not so much ‘fake’ as it is misleading or serving an agenda. 1 It isn’t new, but has greater reach in a hyper-connected world. This is the kind that has been disseminated on social media to change election outcomes. This is the spreading of intentionally incorrect information (by bots or otherwise) with the goal of changing a societal outcome. The first type, what we’ll call ‘deliberate fake news’, is arguably the most ‘fake’. Broadly speaking, there are three main types of fake news, and all need to be tackled in different ways, by society and business alike. It seems like a simple question, but actually, the first thing to know about fake news is that there’s no one kind. Why then has this time around changed the entire conversation? What is Its ilk has been carved on temple walls, printed on coins and permeated the radio airwaves. It’s a favoured subject of newspapers, social media, politicians, governments and media outlets, and it seems to have come out of nowhere.Ī year or two ago, the term would be unfamiliar to most of us, but as a concept, ‘fake’ news has been around since humans began writing things down (and undoubtedly, even before that). 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![]() ![]() Lob a High-Explosive shell at those types of enemies and they’ll go up in flames! If you’re dealing with softer targets, like trucks or open-top vehicles, it’s best to use the 75mm secondary cannon, which you can see on the front. This strategy, though, requires good aim. That way, it will be easier for you to hide your weak spots and harder for the enemy to penetrate your thick armor plates. When you’re playing as a Char B1, you want to avoid close ranges and pick your fights from a distance. If you get lucky and aim for the sides or the rear, you’ll kill this french tank. It has the best armor among its peers and will not be stopped by almost any gun with a frontal shot. The Char B1 is almost unstoppable at its rank. ![]() If you see a Char B1 roll by, hide and pray for the best. #10 Char B1 Bis (Best for medium to long-range engagements)Ī Char B1 on its way to penetrate your precious Kruppstahl. This guide is completely updated for 2021, so if you’re looking for something up to date, check this one out! We will look not only at top-tier tanks, but will take into consideration all those armored vehicles that shine in their particular rank and at least 1 tank from each nation is included. In this article we will outline the top 10 most powerful, maybe overpowered, ground vehicles in War Thunder. Of course, it’s not just tanks that War Thunder deals with, but also anti-air vehicles, self-propelled guns, tank destroyers and armored cars, and those are just the main categories.Īcross all nations present in the game, we can find some very, very powerful tanks that are very hard to even damage, yet alone destroy. ![]() With over 300 tanks to work with, War Thunder does not lack ground vehicles. Some of them are bound to be much more powerful than others, even if they are in the same rank. Low level UK with their high pen solid shot get s a lot of assists and are a force to be reckoned with.īut the biggest advice play what you find fun - its all a bit speady and hectic and low BR but you eventually hit some slower heavier vehicles - play them and decide you path.Oh my, this list is going to be controversial. USSR when you hit the t34s is a lot of fun Germany has a game changing tank at 3.3 with the pz4F2 - build a line up around that Germany up to tier BR 1.7 have a group of fun vehicles Pz2C&F Pz3c etc and a couple of nice air support options. Try to get a balanced line-up regardless of nation - ie dont plop in a new tank to your lineup just cos you unlocked it it may drag your other vehicles into a BAAAAD place I may not look new but I am a returning player - played some arcade years ago, but only got back to warthunder over the last couple of months playing realistic battles. Hello.right now the only viable nations for tank battles in high ranks(br 10+) are germany(leopards),usa(m1a1HC and m1a2) and russia(T series) so I wouldn't really consider other nations if i were you,not that other nations are bad,they just dont fit well in the current meta.among the 3 mentioned ones russian tech tree requires a somewhat unique play style because of how their tanks are designed(long reload time for 122mm gun in lower ranks, low gun depession in all ranks and usually slow reverse speed specially in high ranks),thus I recommend you to either go with germany or usa because their playstyle is more stable and better suited for newcomers.also you might want to consider the nations air tree if you are going to play tank Realistic battle(the main mode you will be playing after you get used to the game),because you are gonna see a lot of attacker planes in tank RB and you might someday want to have your own CAS,in that regard usa is better than germany(lower rank germans planes are very good but at higher ranks specially rank 7 they are trash rightnow).good luck! ![]() ![]() ![]() In the context of Security Education, Training, and Awareness (SETA) programs, gamification is stated to be a major success factor. It includes all of the implementations discussed in this blog.Gamified learning management systems (LMS) can be effective in case game-design elements (GDE) address users' motivation to engage with the topic and lower barriers to learning. This was also the first time using babylon.js, and it was pretty easy to use. The only change I did was change the rules to better fit the 3D space. Implementing the game of life in 3D was pretty straight forward, and it helped a lot to first test it in 2D, as the algorithm works exactly the same in 3D space as 2D space. This reduces the number of batches to the GPU from 6,859 to less than 100! As a result, the game now runs at a premium 60 fps! Conclusion The greatest performance benefit came from using only one material for all the meshes and making the meshes copies of a root mesh. I also froze the positions of all the cells, as the cells don’t move after being created and so babylon.js doesn’t need to check for changes. To improve performance, if a cell was dead I would set the cube as not visible after it’s animation was finished. This of course led to pretty poor performance (15 fps). This means that I have 6,859 cubes being rendered to the screen… that’s a lot! The cube mesh only becomes visible when the cell becomes alive. In the above examples, for every possible location of a cell, there is a cube mesh. Let me know if you find any cool configurations! Optimizing ![]() See if you can find the configuration by trying it out yourself. I am still in the process of discovering it. I have tried really hard to find a configuration that produces the glider behavior found in the 2D version. This is a cube that repeats every 3 generations. I have taken the liberty to name them as well :) The Stairs I created the ability to randomize the starting population and found some really neat cell behaviors. Any dead cell with 4 live neighbors becomes a live cell.Īfter making the change to the algorithm, this was the result.Any live cell with 5-6 live neighbors survives.After tinkering with the numbers, I came up with the following rules: In 2D space, a cell can have 8 neighbors, but in 3D it becomes 26 neighbors. I also had to change the rules for the algorithm. This can be done effectively in typescript using a 2-dimensional array to represent the grid: Similarly, all other dead cells stay dead.Īs seen above, this can be implemented easily using a HTML canvas. All other live cells die in the next generation.Any dead cell with 3 live neighbors becomes a live cell.Any live cell with 2-3 live neighbors survives.The game of life has 3 rules ( via wikipedia): This means that the game of life can be used to represent any calculation that a computer can do! Secondly, the game of life can simulate a Turing machine. Firstly, cells in the game of life can reproduce themselves. The population size must be just right in order to grow and sustain life.Ĭonway’s game of life has two important properties. If the population is too large, then the population will shrink due to overpopulation. For example, if there are too few rabbits in an area, the rabbit population will shrink in that area. ![]() What is Conway’s game of life exactly?Ĭonway’s game of life is an algorithm that simulates changes in populations. After looking around the internet, I found only a few examples of 3D versions of the algorithm, so I’d thought I would give it a go. I’ve been really fascinated with Conway’s game of life lately and I wanted to make my own implementation of his famous algorithm in 3D space. ![]() ![]() ![]() “There is a winners-take-all self-reinforcing cycle in higher education: certain schools attract excellent student talent, which in turn attracts intense recruiter activity and high-salary offers. ![]() ![]() “It is not surprising that where you get your MBA has a strong association with your income potential,” says Robert Bruner, dean of the University of Virginia’s Darden School. Harvard MBAs, in fact, earned nearly twice as much as MBAs from Texas A&M’s Mays Business School who pull in $1,781,820 over 20 years. Stanford MBA holders are next with $3,011,000, and Wharton comes in third with $2,989,000. Harvard Business School’s MBAs come out on top, with median income of $3.233,000. SOME SCHOOLS ARE PUNCHING WELL ABOVE THEIR WEIGHT CLASS, OR RANKINGįor the most part, the results are exactly what you would expect: The highly ranked, big brand schools tend to deliver the highest earnings over a 20-year period. But the estimates show that the MBA degree–despite all the second-guessing over its value since the Great Recession–is one of the surest paths to a lucrative career. They are not a projection of future earnings. The estimates are for base salary, cash bonuses and profit sharing in today’s dollars over a 20-year period from from 1994 to 2014. They do not include stock-based compensation of any kind, the cash value of retirements benefits, or other non-cash benefits, such as health care. schools to calculate an estimate of median pay and bonus over the entire 20-year span. PayScale used its database of MBA graduates at the top 50 U.S. So many candidates have to face the question over whether it’s worth getting the MBA from a second- or even third-tier school.Ī new analysis done exclusively for Poets&Quants by PayScale, which collects salary data from individuals through online pay comparison tools, shows that the MBA–even from schools that lack global or national caché–delivers hefty seven-figure income over a 20-year period. Not everyone can get into the most highly selective business schools. Those are questions that perplex and confound many who are deciding whether to get the degree and, if so, where to get it from. What’s an MBA degree really worth? And how much more money does an MBA from Harvard, Stanford or Wharton get you over a career than one from Texas A&M, Ohio State, or the University of Iowa? Harvard Business School MBAs earn the most over a 20-year careerĪn update to this article has been published under the headline: The MBA Premium: What MBAs Earn Over A Lifetime Will Shock You. ![]() |
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